Home Insurance
Buying a homeowner’s insurance product can get confusing, and at Michalak Insurance Agency, we understand this. While you are not required by law to buy home insurance, as you are with car insurance, many mortgage companies need it as part of their finance agreements with homeowners. If you are faced with the somewhat frustrating task of shopping for homeowner’s insurance products, don’t fret! Michalak Insurance Agency is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy!
Typically, a basic home insurance policy product should cover the following: living expenses in case of a disaster; the structure of your home; personal possessions; replacement costs; and liability. You are also allowed to add adjunct policies such as flood policies, valuable articles/floater policies (i.e., jewelry insurance), earthquake policies, animal liability (liability issues due to household pets), and umbrella policies (additional liability).
Every home and residential property needs are different, and your home insurance policy should reflect that. The agents at our insurance agency will create a home insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive home insurance policy options.
Get the support and protection you deserve. As your reliable insurance agent, we are here to help you find the policy that best meets your needs. Our team will find the best approach to meet your coverage needs at the best rate. We offer the personalization and care you deserve.
Contact us today to get more information on our service offerings. We are here to help you.